Harlem Properties Team · Compass

HARLEM MARKET INTELLIGENCE

Harlem
Co-op
Market.

Twelve years of recorded Harlem co-op closings, bucketed into the team's 10 hand-drawn neighborhoods. Median prices, $/sqft, YoY movement, and the comparison tool that helps you read past the headline median to your specific building.

PULSE · 2026

MEDIAN SALE
$510K
+6.3% YoY109 closings · $60.8M volume

TWELVE-YEAR TREND

Harlem co-op median, 20152026.

YoY CHANGE · 2026
+6.3%

HARLEM CO-OP PULSE · 2026

City-wide co-op snapshot

Data as of 2026 · 10 neighborhoods · Upper Manhattan

MEDIAN SALE PRICE
$510K
Co-op sales across 10 neighborhoods
CLOSINGS
109
co-op transactions
MEDIAN $/SQ FT
$571
across all neighborhoods
YOY CHANGE
+6.3%
vs prior 12mo median

THE TEAM'S TAKE

What the Harlem numbers are actually saying.

Co-ops are Harlem's most misunderstood product. The all-in monthly carry — maintenance plus underlying mortgage plus assessments — is often what's actually pricing the unit, not the cap price the deed records. Two buildings on the same block with identical sale prices can have completely different monthly economics.

This page reflects recorded co-op closings only. Each unit is mapped from address to lat/lon and dropped into our hand-drawn Harlem neighborhood polygons. Boundary buildings count toward both neighborhoods on purpose.

Headline medians here are useful, but the right next step on a co-op is always the building's financials. Use the leaderboard below to find your neighborhood, then call us for the building-level pull.

"In Harlem co-ops, the sale price is the smaller half of the conversation. Maintenance, flip tax, and the underlying mortgage are the other half — and they don't show up on Zillow."

— THE HARLEM PROPERTIES TEAM

VISUAL INTELLIGENCE

The charts.

Twelve years of recorded co-op closings in Upper Manhattan, visualized. Switch the year selector above to repaint the 2026 neighborhood charts.

Median Sale Price — Harlem Co-op

2015 – 2026 · all neighborhoods, citywide median

Annual Closing Volume

Number of recorded Co-op transactions per year

Top Neighborhoods by Median Price · 2026

Co-op median, in $M

Median $/Sq Ft by Neighborhood · 2026

What buyers are paying per foot

COMPARE · 2026

Harlem co-op neighborhood comparison

Select up to three neighborhoods to compare their co-op markets side-by-side. All metrics reflect recorded 2026 co-op closings bucketed by the team's hand-drawn polygons (some neighborhoods overlap, so a few buildings appear in more than one).

METRICCentral HarlemEast Harlem
MEDIAN SALE PRICE$308K $261K
AVERAGE SALE PRICE$314K $310K
MEDIAN $/SQ FT$416 $514
YOY CHANGE+15.5% -41.9%
CLOSED SALES16 10
PRICE RANGE$67K – $555K $67K – $570K
★ = STRONGEST METRIC · 2026

ALL NEIGHBORHOODS · CO-OP · 2026

Harlem co-op leaderboard

Hand-drawn Harlem neighborhoods ranked by median co-op sale price. Some neighborhoods overlap so a few buildings count in more than one.

NEIGHBORHOODMEDIAN$/SQFTYoYSALESRANGE
Upper Carnegie Hill$819K-22.0%2$738K$900K
South Harlem$725K$660+69.6%9$125K$1.21M
Morningside Heights$640K$817-6.6%46$255K$1.80M
Mount Morris Park$555K+7.4%1$555K$555K
West Harlem$398K$578-0.6%34$85K$1.21M
Manhattanville$370K$513+25.4%6$200K$630K
Hamilton Heights$334K$571-10.8%20$54K$995K
Sugar Hill$312K$437-14.5%16$54K$684K
Central Harlem$308K$416+15.5%16$67K$555K
East Harlem$261K$514-41.9%10$67K$570K

SOURCE: MLS / RECORDED CLOSINGS · BUCKETED INTO HARLEM PROPERTIES TEAM HAND-DRAWN NEIGHBORHOOD POLYGONS · YoY COMPARES 2026 MEDIAN TO 2025 MEDIAN.

CURRENT RATES

Mortgage rates

Loading latest…

30-YEAR FIXED
Freddie Mac PMMS
15-YEAR FIXED
Freddie Mac PMMS

Source: Freddie Mac Primary Mortgage Market Survey via FRED. Published weekly. Rates reflect national averages — Harlem jumbo pricing will vary by lender, credit, and loan size.

PAYMENT CALCULATOR

Harlem mortgage calculator

Pre-loaded with today's Freddie Mac rate and New York County-specific costs. Adjust any input to see your estimated monthly payment.

HOME PRICE
$1,500,000
$250,000$10,000,000
DOWN PAYMENT · 20% · $300,000
20%
3%50%
LOAN TERM
INTEREST RATE · 7.00%
7.00%
3.00%10.00%
ESTIMATED MONTHLY PAYMENT
$9,796
Principal, interest, tax, insurance
Principal & Interest$7,984
Property Tax (~1.1%)$1,375
Insurance (~0.35%)$438
PMI (if <20% down)
INCOME TO QUALIFY · 43% DTI
$273,380
single income · gross annual
$136,690
dual income · per person

For co-ops, monthly maintenance is not included above and varies widely — ask the team. Illustrative only, not a loan offer.

FREQUENTLY ASKED

Harlem co-op market FAQ

Why are Harlem co-op prices lower than condos for similar sqft?

Three reasons: (1) the buyer is buying shares in a corporation, not real property, which limits financing flexibility and resale velocity; (2) the building's underlying mortgage often inflates monthly maintenance and depresses sale price; (3) co-op boards can reject buyers, which thins the bidder pool. The $/sqft delta is the market pricing that friction.

Where does this data come from?

Recorded co-op closings via MLS in Upper Manhattan. Each unit's building address is geocoded and assigned to one or more of our hand-drawn Harlem neighborhoods. Sub-$50K paper transactions are filtered out so the medians reflect arm's-length sales.

Do some buildings appear in more than one neighborhood?

Yes — by design. Our hand-drawn neighborhoods overlap slightly where Harlem actually overlaps in practice. A handful of boundary buildings count toward both neighborhoods so each neighborhood's stats reflect what's truly in the buyer's consideration set.

Does the median include maintenance?

No. The price you see is the recorded sale price only. Monthly maintenance varies widely co-op to co-op and is the single biggest factor in the all-in carry — always pull the building's financials before you commit.

How often is the data updated?

Recorded co-op data refreshes periodically as new closings post. Mortgage rates pull live from FRED (Freddie Mac PMMS) on each page load.

THE JEWEL

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Neighborhood breakdowns, off-market whispers, rate movements, and our honest take on what the numbers mean for buyers and sellers right now.